Kaizen has an extensive experience based on product expertise and strong relationships, and in providing solutions for raising funds which are both time critical and complex. We cater to all segments including SME, mid and large corporates. Our Services include:

 

Corporate Finance

Kaizen advices and facilitates fund raising for medium to large corporates through various structures such as:

• Project Finance:  It is usually long term financing for industrial and infrastructure projects based on projected cash flows of the project rather than on the balance sheet of the project sponsors. It is normally provided for a period up to 10 years other than Infrastructure sector.

• Working Capital Finance: Short term finance to fund the gap in operating cycle of the business.

• Medium Term Loan: Term loan for a specific purpose like equipment/machinery, finance, renovation, maintenance having specified repayment schedule and a floating/fixed interest rate for a period of up to 5 years on specific/ Pari-Passu Charge.

• Corporate loan: Loans are both short and medium term in nature. Short term finance is raised to meet occasional liquidity constraints and is usually provided for a period up to 12 months whereas medium term finance is for general corporate purpose including normal capital expenditure having tenure up to 5 years.

• Real Estate (Construction loan): Loans provided to Real Estate Developers for meeting their past cost towards their upcoming residential and commercial projects to part finance construction cost. Such loans usually carry tenure up to 5 years depending upon the projected cash flows.

• Real Estate (Corporate loan ): Loans for Real Estate clients for general purpose to be utilized in their ongoing projects having a tenure up to 3 years.

• External commercial borrowing (ECB): it is raised through any internationally recognised sources such as Banks, Export Credit Agencies, Suppliers of Equipment, Foreign Collaborations, Foreign Equity - holders, International Capital Markets etc. in foreign currency usually linked to LIBOR and carry ceiling in line with all in cost guidelines as stipulated by RBI from time to time. The tenure of such loan varies from 3 to 7 years.